Debt Free Planning: 52 Week Saving Challenge 2021

It's that time of year again.
Our main goal is to be Debt FREE and that not only means for Christmas but for every aspect of our lives. Being Debt Free is a HUGE goal and takes some planning in our lives.
I know that this 52 week Challenge is all over the internet and hard to pin point who actually came up with it first but I thought that my readers would like to join me in planning for Christmas 2018.

This 52 week challenge is pretty simple, you save the dollar amount that corresponds with that week. So the week of Jan 1st you save $1,
the week of Jan 7th you deposit $2 and so on,
by the end of the year you will have $1378 in cash for anything you choose.

You can also do this challenge backwards where you save the $52 on Jan 1st and take away $1 every week. 
I like things more uniformed so I think for me I like the 52 Week Challenge EVEN plan. I will just deposit $27 in my envelope every week and by the time Christmas comes I will have $1404. 

This challenge and everything else is 100% up to you. You don't have to use these particular plan or if you feel you need more or less money at the end of the year change your weekly deposits. This is totally up to you and your families needs.

Click on any of the forms above to the printable version.

We are starting up our next session of Financial Freedom classes! If you are ready to grab a plan to becoming debt free, you should join us! Check out more info here

YMCA: Reverse Toy Drive 2020


Calling all Vegas peeps! The YMCA has teamed up with Dreamr to host a FREE "Reverse Toy Drive" this Sunday, December 20th, from 9 AM - 3 PM at Heritage Tattoo. 

This is Dreamr way to thank the community for their support and spreading some joy during the holidays for what has been a tough year for everyone, especially all the kids stuck inside!

If you have children in your family and need a little extra help putting presents under the tree this year, you're invited to drive-thru! Check out this link for more info on this amazing event. 

What is a reverse toy drive? 

  • Typically, an organization would have people bring toys to them so they can redistribute to children directly or in partnership with a local charity. This is the opposite! 
  • Parents can drive down, stay inside their cars, and when they arrive let the dreamr team know how many kids they have. 
  • Next, parents will pull up to our canopy, pop the trunk, and someone from the dreamr staff will place toys inside the trunk that can be wrapped and given to their children. 

When & Where: 

  • When: Sunday, December 20, 2020 from 9am-3pm 
  • Where: Heritage Tattoo (This is a drive-thru event, wear a facemask and stay inside your car!) 3827 E Sunset Rd, Unit J, Las Vegas, NV 89120 
  • Who: If you have kids and could use help putting some extra presents under the tree this year, please drive-thru! 
Be sure to head over here for more details on this event! 

Burn the Bird at the YMCA!

Can you even believe that next week is Thanksgiving!?! 

If you haven’t grabbed your FREE Thanksgiving meal be sure to check it out here.

You can enjoy your Thanksgiving dinner with all the fixings without any of the guilt that comes with all those calories because the YMCA has you covered. They are going to help you Burn the Bird. 😁 What a great idea! 

On Friday, November 27th, you can head over to the YMCA and join the Mixed Conditioning class with Meredith or even my favorite Zumba with Sarah. 

Fun and burning calories at the same time? Yes please! 

If you have any questions about the schedule be sure to message Meredith Fattig at 

For more information or to see the Las Vegas Schedule be sure to check it out here

Free Swanson's Chicken or Beef Broth


Now is the time to score your Swanson's Broth, Campbells Cream of Mushroom/Chicken and other staples for your house. If you have been following me for a while you know that every November soups, and Thanksgiving type items will be marked down. This is the best time to snag them. Here are some of my favorite deals this week.

NOTE: If you don't use these items, that's ok, I am sure that a food bank would love them and it didn't cost you much at all. 

Mix and Match 10 means when you purchase any 10 of the participating items you will get $5 off your total. The prices below are assuming that you purchased in increments of 10 participating items for the best deal. 

Swanson Broth: $0.49
Redeem up to 5 Ibotta Rebates -$0.50 ea
Total: FREE for up to 5

American Beauty Pasta: $0.49

Campbell Cream of Mushroom/Chicken: $0.49

Red Gold Diced Tomatoes and Sauce: $0.49

Green Giant Canned Veggies: $0.49

Silk Almond Milk: $2.49

Land O Lakes Butter: $2.49

Kroger 24pk water: $1.99

Ore-Ida Potatoes: $1.99
Redeem up to 5 Ibotta Rebates -$0.10 each
Total: $1.89

Betty Croker Potatoes: $0.99

Lipton Soup Mix packets: $0.99

Capri Sun: $1.79

Ragu: $1.29

Smart Ones: $1.29

Regular prices: Not part of the Mix and Match

Kellogg's Cereal Family Size: $1.99
Be sure to upload the digital coupon from the Smiths App

Campbell's Chunky Soup: $1.25 each

These are not the only deals this week, these are just my favorite deals. 

Did you grab your Free Thanksgiving Dinner from Ibotta yet? Check out the details here!

Want to know other great ways to save money? Be sure to grab my free resource, 3 ways to save money. Now more than ever we need to be watching our finances. 

Free Thanksgiving Dinner from Ibotta

How about a FREE Thanksgiving dinner! That's right you can score a turkey and all the fixing for free when you set up your Ibotta and click on Walmart. 

It is super easy! 

  • If you don't already have an Ibotta account. Sign up HERE
  • Set up your account
  • Click HOME
  • Then you will see the Free Thanksgiving Dinner graphic from above
  • Once you click that you are just clicking on the fixings you love the most. 

The only thing left to do is to head over to Walmart and pick up those items. You will have to pay for them in the store but don't worry, once you scan your receipt on the Ibotta app, you will receive a rebate for the money on the app! 

Once you have the money in the app you can cash it out for gift cards, cash, or even Paypal. Then you can take that money and use it towards Christmas. 

Don't forget to grab the FREE Swanson's Broth and other amazing deals HERE.

What is Ibotta?  Ibotta is a savings app that gives you rebates back on products you purchase at the store. It is simple. You look through the Ibotta offers, pick the ones you like. Go to the store that is partnering with Ibotta at the time. Purchase the products. Scan the receipt with your mobile device and your rebates are linked to your app. 

Want to know other great ways to save money? Be sure to grab my free resource, 3 ways to save money. Now more than ever we need to be watching our finances. 

Thanks Audrey 

YMCA Thanksgiving Splash Raffle!


Hey Vegas Peeps this one is for you. 

Are you wanting to get back to the gym? Did you know that the Las Vegas locations of the YMCA are open? 

Right now the YMCA has a fun November Thanksgiving Splash Raffle! What is that you ask? That means every time you head over to the YMCA pool in November you could be entered in a drawing! Who loves prizes? The YMCA will be drawing for 3 great prizes! 

You will have to fill out the raffle tickets so that they know that you were there each time.

Here is the registration link and get all the deets! 

If you are not interested in heading to the pool, the YMCA has lots of other programs offered to check out. They have a workout room and classes that have started back up. 

The YMCA does have some restrictions, so please visit the website or call the location for more information on that.

Can you be Debt FREE? Heck Yes you can!

If you had an $400 emergency, would you be able to take care of it right now?
That could be a scary questions for some but the fact is that most small emergencies are about $400 and 39% of Americans would not be able to cover that total. 

Just thinking of that is super scary. At any moment we could have vehicle issues, a refrigerator go out, the A/C stop pumping cool air, you name it, something could happen to put you in a situation that could be of some concern. Those hypothetical items I listed above are not something you can wait until payday for. They would need to be repaired and pretty quick. Another horrifying statistic is that 80% of
Americans are living paycheck to paycheck. That was in 2019 during the economic boom, now during the pandemic, I am sure that number is through the roof. As if those weren’t shocking enough, money is the number 1 reason couples get divorced. Number 1! Money or lack thereof causes fights, divorce, stress, overwhelming, depression, anxiety and so many other issues that don't need to be. 

I don’t think that people are living paycheck to paycheck because they think it is cool. They aren’t doing it because they like “living on the edge” I personally think 80% are living paycheck to paycheck because they weren’t taught how to look at money. How to manage it. It might seem boring or hard to use a budget. Maybe budget is a bad word. Does it make you feel that they are now restricted so, why bother. 

What if I told you that creating a budget or an expense sheet will free you, would you believe me? A little planning, will help you to see where your money is going so that you can have your “cake and eat it too”! You can still buy those clothes, you can still go out and eat, you can even do those amazing trips you love so much.

The only difference is you will be planning for them ahead of time, so that you can afford them. Maybe your trip is on pause for a little bit, 6 months or even a year. The outcome will be that you go to more places or come home to NO credit card bills.

If you have ever experienced a vacation or even Christmas that is paid off before it happens, you would never go back. Those trips mean more when you are not stressing out about how you are going to pay for it.

What about your marriage! Can you imagine what it would like if
you didn’t have to fight about money. Does that even seem possible? No more fighting! It can happen when you are both on the same plan and working toward that plan.
I get it, we live in an instant gratification world. We text someone and if they don’t reply back immediately, we start to wonder why. (pssst, they could be in the bathroom) 

Instead of saving for an item: a purse, a car or even a new house, we just go out and get it now because “we deserve it”. We might get it because “we will look cooler when everyone sees us with XYZ”. Regardless if you are purchasing items to “keep up with the Jones’” or not, we all do this to some degree. The question to ask yourself is why? Why do you need that item, right now? Why are we looking for others approval? In the big picture of life, they don’t matter.

If not fighting about money sounds like something you want to try. 
If you want to walk into the Christmas season with a plan so that it's paid for before December 25th. If you are just sick and tired of working so hard but you can't figure out where your money went, you should join us in the next session Financial Freedom! 

  • This is not one of those courses that tells you can't have fun ever again. 
  • This is not a course that is boring and hard to follow
  • This course has quick, easy and simple steps in order to get that financial plan up and running
  • This IS a group of like minded people that are working on similar goals, and they are simple. Plan your money!
Check out Financial Freedom! What do you have to lose... some debt?