Wednesday, October 29, 2014

Finally! Real Results with Nerium Skin Care

My sister in law has been using Nerium Skin care for the past few months and I am absolutely shocked at the results she has had. I thought it was such a difference I asked her if I could show you guys the pictures and some info, incase you are looking for a skin care line.

This is Nicole, she is 40 years old and a faithful user of Oil of Olay skincare products for almost 10 years. This picture shows the results of using NeriumAD night and day for a 30-day period of time. Notice extreme softening of laugh line, diminished wrinkles under the eyes, decreased discoloration under the eyes and overall improved tone and texture.

This is her husband, Rick he is 46 and has used no previous skincare regiment (typical guy). These pictures show results after 30 days of using NeriumAD night and day cream. Crows feet and under eye wrinkles are extremely softened, skin is tighter and discolorations have corrected.
Nerium also offers a body firming and contouring cream that breaks down cellulite and tightens loose skin. Take a look at these 30 day results!

Nerium’s products are natural and botanical based, chemical free,  hypo-allergenic, paraben free, gluten free, and cruelty free. If for any reason you do not love the products, Nerium offers its customers a 30-day money back guarantee, even if the product bottles are empty!   

For information on the product visit Nick of Time.
Got questions? Contact Nicole BosshardtDon't forget to ask her how you can earn this product for FREE!  My favorite price. 

You can also watch a video and enter your contact information.  
[SPECIAL NOTE: For anyone looking to earn extra income, work a flexible schedule, and help people look and live better, please email Nicole for details! This company is growing at a rapid rate and is looking for partners to join all across the U.S., Canada and Mexico!]

Friday, October 17, 2014

Fashion Friday ~ Cents of Style ~ 50% off Leggings

 Today is Fashion Friday, Fall Fashion Leggings are 50% off!

Cents of Style has over 40 Styles / Colors to choose from, these Fall Fashion Leggings are marked down 50% or around $9.97 SHIPPED when you use Coupon Code LEG50.

This is a great price and hard to beat, they are usually $15 shipped. 
These leggings are soft, not see-through and they keep their prints, they don't distort all funny on the leg. The cable-knit textured are a personal favorite of mine, along with the neutral feathered print leggings

Tuesday, October 14, 2014

Common Excuses on why People Don't Use Cash

If you are just joining us be sure to check out PART 1 on Why we Decided to Pay Cash for Christmas. 

People do give me a hard time and tell me that they think I am crazy for using cash instead of Credit or Debit Cards.  That's fine, I know I am a bit crazy ;)  

Some of the excuses I get are: 
  • I don't want to carry that much cash around, I could get robbed.
  • I get that but I am not carrying that much cash. Most people don't carry cash to begin with so the likeliness of people thinking you have cash is very small. I also shop throughout the year because I have the Cash Envelope and have a "budget" for it. 
  • The other reason I would gamble with carrying cash over cards is all the security issues we are seeing. Last week Kmart announced that they detected a data breach and certain customers' credit card and debit card information may have been hacked.  How many times is this going to happen?  Last year, we saw this with Target and Home Depot.  These are all stores I personally shop at and I am sure a lot of you do too.  
  • I pay my credit cards off every month
  • I did too but it was really eye opening the first month when we went "cash only" that we were a month behind. We had to pay off the credit cards while finding money to pay for groceries and everything else that came during the month.  
  • I get rewards on my credit cards and I "need" them. 
  • I have credit cards that have rewards points/ airline miles etc too but that is not enough for me anymore to put my family in jeopardy.  If something happens and we don't pay it off every month we can be getting ourselves into a lot of trouble.  Last year my husband lost his job and was not able to find work for 6 months. What if we had that extra stress of credit cards hanging over us.  I am sure we would have had to be admitted to the loony bin. 

I know this is not for everyone and you might not agree with me and that is fine.  My goal is to be debt free and these are the steps we are taking to be there.

What steps are you taking or need to take to change your financial future?

Save $12 on Abby Floral Necklace only $7.95

Make a bold statement with this Abby Floral Necklace marked down to only $7.95.  If this is not up your alley don't worry Cents of Style has some great deals on everything from Necklaces, Bracelets, shoes, clothing and so much more.

Don't forget to check out the clearance finds. I am LOVING those Alert Striped Wedge shoes for only $19.95.  They don't have my size available but maybe you can find something that you like.

Monday, October 13, 2014

Save up to 60% on Disney Frozen Apparel, Toys and Gear

Who doesn't love Disney Frozen! Zulily still has lots of great Disney's Frozen apparel, toys and gear marked down up to 60% off. Christmas is right around the corner and now is the perfect time to score some fabulous savings.

I know that my little princess would love this Disney Frozen Light Up Journal for only $8.99.

They have many deals I can't name them all. When you click on this link, then click on the "trending" button, that is where I found TONS of deals. You can always click on the search box and enter Disney Frozen. You will be shocked at all the great deals.

To get you and your little one in the spirit of the sale, zulily has put together some special tutorials on how to create the magical updos and braids of Anna and Elsa. Pin these images to share with your friends, and don't forget to tell them about the Zulily Frozen Sale. 

HOT new Newspaper Subscriptions deals

Need to know how I save money with coupons. I get multiple Sunday newspapers each week. I am excited to announce that I am able to offer you a great deal on Newspaper subscription. Here's the run-down on all the different deals we can now offer!! 
The Las Vegas Review Journal
  • For Clark County Residents
  • Pay for 6 months upfront (26 weeks)
  • You can order up to 8 Sunday papers delivered for as low as $.85/paper
  • The Review Journal has the SmartSource and P&G inserts
  • Click here to purchase

The Salt Lake Tribune or Desert Morning News
  • Delivers to all of Utah
  • $50 for one year subscription (52 weeks) to either the The Salt Lake Tribune or Desert Morning News
  • You can purchase up to 2 Salt Lake Tribune and 2 Desert Morning News subscriptions
  • Order up to 4 Sunday papers for as low as .96/paper!
  • These papers contain the SmartSource and P&G inserts and about 10-20% more General mills coupons in the SS than other UT papers
  • Click here to purchase

 The Standard Examiner
  • Available in Box Elder, Weber, Morgan and Davis Counties. 
  • Month-to- Month subscription available and set up on easy pay
  • Choose from 3 Sunday papers each week or 4 Sunday papers each week
  • The Standard contains the SmartSource and P&G inserts
  • Click here to purchase

The Herald-Journal
  •  Available in Cache and Box Elder counties, Also, Preston, Idaho also gets delivery within city limits for an additional charge of .25 per package for Idaho sales tax.  
  •  Month-to-month subscription available with auto-renewal set up
  •  You can order a pack of 3, 4, or 5 Sunday papers for less than $1/paper
  •  The HJ contains the SmartSource and P&G inserts
  •  Click here to purchase


The Idaho State Journal
  • Delivers to Southeast Idaho
  •  This is a month-to-month subscription set up on easy pay
  • You can order a 5 pack of Sunday papers for less than $1/paper
  •  The Idaho State Journal contains the SmartSource, Red Plum, and P&G inserts 
  •  Click here to purchase


The Orange County Register
  •  For people who live in Orange County, and select cities to the North
  • This is a 1 yr subscription (52 weeks)
  • Order up to 5 Sunday papers for as low as .19/paper 
  •  The OCR contains the SmartSource, Red Plum, and P&G inserts
  •  Click here to purchase

San Diego Union Tribune
  •  This is a 20 week subscription
  •  Order up to 5 Sunday papers 
  • The San Diego Union Tribune contains the SmartSource and P&G inserts
  • Click here to purchase
Los Angeles Newspaper Group
  • Check for remaining area in So Cali 
  • This is a 1 year subscription (52 weeks)
  • Order up to 5 Sunday papers
  • The  contains the SmartSource, Red Plum, and P&G inserts 
  • Click here to purchase  
The Press Enterprise
  • For people living in Riverside County 
  • This is a 1 year subscription (52 weeks)
  •  Order up to 5 Sunday papers
  • The Press contains the SmartSource, Red Plum, and P&G inserts 
  • Click here to purchase


The Sacramento Bee
  •  For people living in Sacramento, Yolo, Sutter, Colusa, Yuba, Nevada, Placer, El Dorado and Amador counties
  •  This is a 1 year subscription (52 weeks)
  •  Order up to 5 Sunday papers for as low as .38/paper! 
  • The Bee contains the SmartSource, Red Plum, and P&G inserts 
  • Click here to purchase

Modesto Bee
  •  This is a 1 year subscription (52 weeks)
  •  Order up to 5 Sunday papers
  • The Bee contains the SmartSource, Red Plum, and P&G inserts
  • Click here to purchase

Why we have decided to Pay Cash for Christmas

We have decided to pay cash for Christmas.  

Sounds crazy right?  We did this last year for the first time and the stress of the holidays and paying for them into the New Years was gone!

It's no secret that we are following Dave Ramsey's Financial Peace University.  It has totally changed our lives and been the best thing we have ever done.  We started with The Total Money Makeover and were able to pay off our van in 12 months. Sounds impossible but it happened and I have the title to prove it.

Dave encourages everyone to use cash and I can't agree more.  Here are some of my reasons.

  • The number 1 reason in my book for using CASH is you FEEL money.  When I swipe my card, I really am not paying attention to the amount I just spent or how I am going to pay for it later. When I use the cash it hurts a little to see my dollars disappear.

  • When you pay with cards, whether it is Credit or Debit Cards you spend an average of 12-18% more. That may not seem like a lot but it can really add up.  When you pay cash you really pay attention to what is in your cart and how much it is. Lets face it, it's embarrassing to put things back because you don't have enough cash to pay for it.  That is my fear. :)

  • When we are celebrating New Year's we are not thinking about all the bills that are going to follow us. We are starting the New Year with a fresh start

  • I have already started an cash envelope for Christmas and when I see Coupons or deals I can start shopping now. Why wait until Black Friday or the "Christmas Shopping Season".

Come back tomorrow and see The Most Common Excuses on why People Don't Use Cash. 

How do you pay for Christmas?