Debt Free Planning: 52 Week Saving Challenge 2021

It's that time of year again.

Our main goal is to be Debt FREE and that not only means for Christmas but for every aspect of our lives. Being Debt Free is a HUGE goal and takes some planning in our lives.

I know that this 52 week Challenge is all over the internet and hard to pin point who actually came up with it first but I thought that my readers would like to join me in planning for Christmas 2018.

This 52 week challenge is pretty simple, you save the dollar amount that corresponds with that week. So the week of Jan 1st you save $1,

the week of Jan 7th you deposit $2 and so on,

by the end of the year you will have $1378 in cash for anything you choose.

You can also do this challenge backwards where you save the $52 on Jan 1st and take away $1 every week. 

I like things more uniformed so I think for me I like the 52 Week Challenge EVEN plan. I will just deposit $27 in my envelope every week and by the time Christmas comes I will have $1404. 

This challenge and everything else is 100% up to you. You don't have to use these particular plan or if you feel you need more or less money at the end of the year change your weekly deposits. This is totally up to you and your families needs.

Click on any of the forms above to the printable version.

We are starting up our next session of Financial Freedom classes! If you are ready to grab a plan to becoming debt free, you should join us! Check out more info here. 

Finding Easy Ways to Save Money Part 1

Saving money does not have to be hard. It doesn't have to be like the show from years ago, Extreme Couponing. It can literally be you looking around the house and finding little ways to save money. 

I am probably the only one in the entire world that never thought of this until today. If you are already aware of this incredible yet simple trick, why didn't you share it with me! You could have saved me a ton of money over the many years of living on my own. 😜

When I am usually to the end of a mayo, jelly or any other kind of jar that you scoop out with a knife, I do what I can and then throw away the jar. No big deal, I move on to the next one. Today for some reason I thought about how much was really on the sides of our mayo jar and I grabbed a regular silicone spatula. Seriously! Why didn't I do this years ago. 

I had really no idea how much was on the sides but I figured it was a tablespoon or so. I was in total shock that it was almost a half of a cup of Best Foods Mayo. That is a lot!! Just think of how much I have wasted over the years because I just didn't pay attention. It really only took about an extra minute to scrap the sides. 

You bet I am going to be telling my son he needs to do that with the Jelly, ohhh maybe the peanut butter jars too. It's like an entire world has opened up in my head of how much we actually waste. 

What are some extra things you do to save money here and there?

Want other great tips? Grab my guide: 3 Easy Ways to Save Money HERE